UWD is built on trust, transparency, and community-driven empowerment. By registering, you agree to follow the rules that keep the platform safe and sustainable for everyone.

1. Registration & Eligibility

Must be 18 years or older.
Required valid ID:

• NIN
• Driver’s Licence
• International Passport or others acceptable to CMD

Your full name must match your:

• ID
• Bank account
• Phone number
• Email and WhatsApp account

You must register with a verified sponsor.
One account per person only — duplicate accounts are prohibited and blocked accounts cannot be reused.

2. Donation Policy

• You can donate from ₦20,000 to ₦500,000 or $20 to $500 per cycle.
• Redeem your donation within 4 hours of being matched.
• Confirm receipt within 4 hours if you’re the recipient.
• Failing either results in account suspension.

To restore a suspended account, pay a ₦10,000 penalty fee.

3. Participation Rules

• You must complete 3 donation cycles before donating more than ₦300,000.
• After each completed donation cycle, 100% recommitment is required to remain active.
• No multiple concurrent donations are allowed.

4. Verification & Security

• Your phone, email, and WhatsApp must be personally owned and verified.
• UWD uses auto-merging, strict identity verification, and secure matching protocols.
• Fraudulent behavior, delay tactics, or impersonation = permanent ban.
• Qualified leaders may be elevated to Guider status and rewarded.

5.Community Conduct

• Members must be serious, responsible, and respectful.
• Any misconduct, abuse, or exploitation of the system leads to immediate action.
• UWD is a community-first platform — together we build lasting value.

Agreement

Please confirm your understanding and acceptance before proceeding:

I have read, understood, and agree to the UnityWise Donations (UWD) Terms & Conditions.