Registration & Eligibility

Must be 18 years or older.

Required valid ID:

  • NIN
  • Driver’s Licence
  • International Passport or others acceptable to CMD

Your full name must match your:

  • ID
  • Bank account
  • Phone number
  • Email and WhatsApp account

You must register with a verified sponsor.

One account per person only — duplicate accounts are prohibited and blocked accounts cannot be reused.

Donation Policy

  • You can donate from ₦20,000 to ₦500,000 or $20 to $500 per cycle.
  • Redeem your donation within 4 hours of being matched.
  • Confirm receipt within 4 hours if you’re the recipient.
  • Failing either results in account suspension.

To restore a suspended account, pay a ₦10,000 penalty fee.

Participation Rules

  • You must complete 3 donation cycles before donating more than ₦300,000.
  • After each completed donation cycle, 100% recommitment is required to remain active.
  • No multiple concurrent donations are allowed.

Verification & Security

  • Your phone, email, and WhatsApp must be personally owned and verified.
  • UWD uses auto-merging, strict identity verification, and secure matching protocols.
  • Fraudulent behavior, delay tactics, or impersonation = permanent ban.
  • Qualified leaders may be elevated to Guider status and rewarded.

Community Conduct

  • Members must be serious, responsible, and respectful.
  • Any misconduct, abuse, or exploitation of the system leads to immediate action.
  • UWD is a community-first platform — together we build lasting value.